In the unfortunate circumstance that you are a victim of identity theft, you’ve got to take the proper steps quickly.

  1. Contact one of the three credit bureaus. Whichever bureau you contact is required by law to contact the other two.
    1. Equifax: 1-800-525-6285
    2. Experian: 1-888-397-3742
    3. TransUnion: 1-800-680-7289
  2. Report the crime to the Federal Trade Commission (FTC). You can do this by going to or by calling 1-877-ID-THEFT.
  3. Contact any other government agencies affected. Agencies to consider:
    1. Postal Inspection Services if you believe an identity thief has used a change of address form.
    2. The Social Security Administration if an identity thief may be using your Social Security number.
    3. The Internal Revenue Service if you think you may be a victim of tax or employment fraud.
  4. Contact any businesses or accounts that may be involved: the location your items were stolen, accounts with fraudulent charges, businesses that leaked your information, etc.
  5. File a police report. You can turn to your local police department or file in the community where your identity was stolen.